Shop Check Subsidy View Plans Enroll

• • Use official information as it would appear on your tax return on the application.
• • Make sure the name entered is the same as on your social security card and tax return, eg official name not a nickname.
• • Make sure all entries as name, address, emails, SSN, phone numbers are entered spelled correctly. This is important for communication and to prevent duplicate applications.
• • Apply as an Individual single filer with or without dependents..or..
• • If Married you must file jointly to be eligible for subsidies or tax credits on an ACA plan with or without dependents.
• • Make sure you do not have other coverage such as employer health insurance, VA, Medicaid, Medicare as you are set and not eligible for ACA coverage or subsidies and could jeopardize your coverage.
• • Income should be within certain guidelines as there is a minimum floor to enroll in an ACA plan. A single applicant with no dependents for example would need to earn about 15K in most states and 21K in the Medicaid expanded states to apply. Otherwise the system will ask you to see about Medicaid eligibility.
• • Income entered should be accurate but it is an estimation for the annual period Jan 1 through Dec 31. If you earn less than estimated, that is ok. If you earn too much more than estimated, be aware you might have to pay back some of the subsidy received which was based on a different income figure.
• • If you are enrolling after the Open enrollment period which generally goes from Nov 1 to Jan 15 (dates can fluctuate slightly year to year), then you enroll under a special enrollment period. This requires a life change reason that affects your subsidy or policy needs which must be selected on the application. The timeframe is generally 60 days from the life event to do the enrollment. This includes:
• o Loss of coverage
• o Moving
• o Adding a dependent
• o Getting married or divorced
• o Income changes

If in doubt or you have a more complex situation please reach out to your agent at Engage Health Insurance LLC for assistance with the application at 833-775-1105. Customer Service can be reached at 954-229-9062 8:30am to 5:00pm EST. This is an absolutely free service.