Health Insurance Protects You and Yours
We all need health care and often help paying for it. A good health insurance plan can help you prioritize your health without paying more than you should and to be prepared for both preventative care and the unexpected.
The primary purpose of health insurance is to provide financial protection against the high costs of medical care and access to great networks of providers. This helps you to access necessary medical care without worrying about the financial implications especially when faced with serious illness or injury. Health insurance can be obtained through various sources, including employers, government programs (such as Medicare and Medicaid), private insurance companies, or through healthcare marketplace exchanges.
Engage Health Insurance LLC is here to help you make an informed decision on your health insurance and to match you up with the best plan for your needs. We work with multiple trusted health insurance carriers for unbiased recommendations tailored to your unique circumstances.
Insurance Options
Health Management Networks: Depending on how many plans are offered in your area, you may find several network types such as, HMO, PPO, EPO, and POS, at each metal level—Bronze, Silver, Gold and Platinum.
Individual and Family Plans: Affordable health plans bring peace of mind to individuals and families in providing effective financial support for the costs of medical care. Engage Health Insurance LLC will help to navigate the ACA Certified Individual and Family plans with you to help determine eligibility for cost savings or even $0 premium plans.
Short-Term Medical Insurance:These plans are designed to help with gaps in insurance coverage such as those created when you leave one job and take another before you can enroll in the new plan. These plans can run from 1 to 12 months and can be a prudent precaution.
Hospital Indemnity:Hospital indemnity insurance is an insurance plan you can purchase in addition to your health insurance plan. You will have a monthly premium as you would with other insurance. Should you end up spending time in the hospital, you receive a fixed benefit amount paid directly to you to help cover expenses. These plans are supplemental to health insurance for hospitalization and do not replace your health insurance.
Accident Expense Insurance: These plans are ancillary health plans which can be combined with your primary coverage that will pay a cash benefit in the event of an accidental injury or sickness. They may pay a lump sum for the ambulance, emergency room, hospital, doctors, rehabilitation, nursing, or prescriptions which are the result of the accident. Often accident plans do not have a requirement to stay in-network for coverage.
Health Insurance Plans include
Health Management Networks such as HMO, PPO, EPO, POS and some plans meant to coordinate with a health savings account.
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Individual and Family Plans
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Short-Term Medical
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Hospital Indemnity
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Accident
Why should I consider vision insurance?
The purpose of vision insurance is to assist individuals in managing the costs associated with eye care and vision-related expenses. Vision insurance is designed to cover services and products related to maintaining good eye health and correcting vision problems. Having vision insurance helps promote a preventative approach to eyecare and encouragement to prioritize eye health.
Your sight is precious – coverage is priceless!
The purpose of vision insurance is to assist individuals in managing the costs associated with eye care and vision-related expenses. Vision insurance is designed to cover services and products related to maintaining good eye health and correcting vision problems. Having vision insurance helps promote a preventative approach to eyecare and encouragement to prioritize eye health.
Financial Assistance
Health Insurance doesn’t generally cover vision care but eyecare plays an important role in your overall health. Vision coverage is relatively inexpensive and can save on many out-of-pocket eye care expenses including prescription glasses and contact
Coverage
Like health insurance you pay a monthly premium and have access to providers, such as optometrists and opthalmologists.
Prevention
Yearly exams are recommended but it is also advisable to see the doctor anytime you notice a change in your vision. Eyesight changes over time and prescriptions for glasses need to keep pace with those changes. Coverage makes regular eye exams affordable so that you can take appropriate corrective action. Regular exams can catch conditions like glaucoma, cataracts, retina abnormalities or cancer at an early state.
Other Benefits
Participating in a vision plan can give you discounts on vision expenses, eyeglasses and even allowances on designer frames.
Choosing a Plan
What does the plan cover? What are the deductibles and co-pays? Are there waiting periods? What the allowances are given for eyeglasses, frames, contacts or laser vision correction? Are doctors in the carrier’s network convenient to your location?
Your sight is precious – coverage is priceless!
The purpose of vision insurance is to assist individuals in managing the costs associated with eye care and vision-related expenses. Vision insurance is designed to cover services and products related to maintaining good eye health and correcting vision problems. Having vision insurance helps promote a preventative approach to eyecare and encouragement to prioritize eye health.
Why should I consider vision insurance?
The purpose of vision insurance is to assist individuals in managing the costs associated with eye care and vision-related expenses. Vision insurance is designed to cover services and products related to maintaining good eye health and correcting vision problems. Having vision insurance helps promote a preventative approach to eyecare and encouragement to prioritize eye health.
Financial Assistance
Health Insurance doesn’t generally cover vision care but eyecare plays an important role in your overall health. Vision coverage is relatively inexpensive and can save on many out-of-pocket eye care expenses including prescription glasses and contact
Coverage
Like health insurance you pay a monthly premium and have access to providers, such as optometrists and opthalmologists.
Prevention
Yearly exams are recommended but it is also advisable to see the doctor anytime you notice a change in your vision. Eyesight changes over time and prescriptions for glasses need to keep pace with those changes. Coverage makes regular eye exams affordable so that you can take appropriate corrective action. Regular exams can catch conditions like glaucoma, cataracts, retina abnormalities or cancer at an early state.
Other Benefits
Participating in a vision plan can give you discounts on vision expenses, eyeglasses and even allowances on designer frames.
Choosing a Plan
What does the plan cover? What are the deductibles and co-pays? Are there waiting periods? What the allowances are given for eyeglasses, frames, contacts or laser vision correction? Are doctors in the carrier’s network convenient to your location?
